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Very simply defined, an escrow is a deposit of funds, a deed or other instrument by one party for the delivery to another party upon completion of a particular condition or event. The California Escrow Law Section 17003 of the Financial Code provides the legal definition.
Whether you are the Buyer, Seller, Lender or Borrower, you want the assurance that no funds or property will change hands until ALL of the instructions in the transaction have been followed. The Escrow Holder has the obligation to safeguard the funds and/or documents while they are in the possession of the Escrow Holder and to disburse funds and/or convey title only when all provisions of the escrow have been complied with.
The principals to the escrow Buyer, Seller, Lender, Borrower cause escrow instructions, most usually in writing, to be created, signed and delivered to the Escrow Officer. If a broker is involved, he will normally provide the Escrow Officer with the information necessary for the preparation of your escrow instructions and documents.
The Escrow Officer will process the escrow, in accordance with the escrow instructions, and when all conditions required in the escrow can be met or achieved, the escrow will be “closed.” Each escrow, although following a similar pattern, will be different in some respects, as it deals with YOUR property and the transaction at hand.
The duties of an Escrow Holder include; following the instructions given by the principals and parties to the transaction in a timely manner; handling the funds and/or documents in accordance with instructions; paying all bills as authorized; responding to authorized requests from the principals; closing the escrow only when all terms and conditions have been met; and distributing the funds in accordance with instructions and provide an accounting for same the Closing or Settlement Statement.
We bought our house a few months ago. It was a short sale which is long, drawn out , tedious, and required someone who really knows the escrow process well. We closed escrow in a timely manner, on schedule, and problems free. We are now settled in our new home and are so happy in it. Looking back, we are deeply grateful to Brighton Escrow for minimizing our stress, for her accommodations, and for taking care to protect us in the process.
My client was buying a Multi-unit property in Gardena and they had a Escrow question. I called Brighton and within minutes they called back with an answer. I highly recommend them for all your escrow needs.
I just had an escrow close with Brighton Escrow, Inc. and Paula Huling was the escrow officer. I was so impressed with the superior level of customer service provided by Paula. She was incredibly patient with all the last minute changes. I really appreciated the friendly, professional and positive attitude she maintained throughout the entire transaction. It gives me great pleasure to recommend Paula Huling for all of your escrow needs.
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